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UK salary / take-home calculator

Estimate UK take-home pay after tax, National Insurance, student loan, and pension contributions.

Illustrative 2025/26 figures for England/Wales/NI or approximate Scottish bands. Not official tax advice.

Illustrative 2025/26 estimates for England/Wales/NI (or approximate Scottish bands). Not tax advice — confirm with HMRC or an accountant.

Take-home (monthly)

£2,843.30

Take-home (year)
£34,119.60
Income tax
£6,036.00
National Insurance
£2,594.40
Student loan
£0.00
Pension
£2,250.00
Effective tax rate
19.2%

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